A Lower Premium
Many insurers take up to 10% off the liability portion of your premium after you send your certificate.
Insurance Discount
TDLR Approved
No Ticket Required
Lower Your Car Insurance With One Course.
Many Texas auto insurers give a discount, usually up to 10%, to drivers who complete a state-approved defensive driving course, and it typically lasts three years. You do not need a ticket. Our TDLR-approved online course costs a flat $25 and includes the insurance certificate you need.
- Includes the certificate insurers ask for
- No ticket or court approval needed
- Discount usually up to 10% for three years
- Phone, tablet or computer, 24/7 access
TDLR ApprovedTexas state licensed
100% OnlineNo classroom, no commute
Same-Day CertificateInstantly on completion
Texas InsurersSend it to your provider
How the Discount Works
Take the Course. Cut Your Premium.
Texas insurers often reward drivers who complete a state-approved defensive driving course with a lower premium. The discount is usually up to 10% and typically applies to the liability portion of your policy for three years. Exact terms depend on your insurance company.
Unlike ticket dismissal, you do not need a ticket or permission from a court. Any licensed Texas driver can take the course voluntarily, finish it online in six hours and send the certificate straight to their insurer.
Insurance Discount at a Glance
10%
Typical discount, depending on your insurer
3
Years the discount usually lasts
6
Hours to complete the course online
$25
Flat course price, certificate included
Before You Enroll
Enroll & Start Saving
What to Know About Your Discount
The course is the same one Texas drivers take for ticket dismissal. Here is how to turn it into savings on your auto policy.
Discount Eligibility
Will Your Policy Get the Discount?
Most Texas drivers with a personal auto policy can ask for the discount. A few things can affect whether yours applies.
Usually Qualifies
- Licensed Texas drivers with a personal auto policy
- Drivers with no ticket at all
- Drivers who also used the course to dismiss a ticket
- Drivers whose last discount has ended
- Drivers who send the certificate to their insurer
Check With Your Insurer
- Insurers that do not offer a defensive driving discount
- Commercial or business auto policies
- Discounts that only apply at your next renewal
- Policies that limit the discount to certain drivers
Discount amounts and rules vary by insurance company. Call your insurer or check your policy before you enroll, and ask exactly what it needs from you.
Step by Step
Your Road to Lower Premiums
The whole process takes about a day, and most of that is the six-hour course you can split up however you like.
Ready to lower your premium?
Start Saving · $25
Why It Pays Off
How a $25 Course Can Pay for Itself
A small, one-time course can keep paying you back every time your auto policy renews.
Savings That Last
The discount typically stays on your policy for three years, so it can add up across several renewals.
Works With Dismissal Too
If you are also dismissing a ticket, the same course can keep it off your record and lower your premium.
Start Your Insurance Discount Course Today
A flat $25 price, no final exam and a same-day insurance certificate. No ticket or court approval needed.
Serving All of Texas
Save on Insurance in Every Texas City
Our TDLR certificate is accepted statewide. Check our city-specific guides: